What Applies When You Use Us
These terms explain how we treat account access, identity checks, privacy records, cookies, wallet entries, and contact requests for India. Eligibility is not the same in every state or union territory; access depends on local law and is available where local law permits. If a rule
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changes, we may update the page date, adjust account access, or ask for fresh documents before a request moves ahead. Your use of the account means you accept the posted terms, including how UPI, Paytm, PhonePe, and Google Pay transaction references may be checked against our
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wallet ledger. This page is not legal advice, and it does not replace any law that applies to you. If a posted term conflicts with a mandatory rule in your location, that rule controls for that point while the rest of the terms continue as written.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.